If you drive but don’t own a car, getting non-owner car insurance might make sense. That’s because purchasing a traditional auto insurance policy probably doesn’t.
Not everyone who drives owns a vehicle. Some people rent cars when they need one. Others may borrow a set of wheels from a friend or family member. It can help you meet your state’s minimum insurance requirements, protect you from a financial loss if you’re responsible for an accident, or show proof of insurance coverage.
We’ll tell you all about non-owners car insurance, including what it covers and what it doesn’t, plus when you might need it so you can determine if it’s right for you.
What is Non-Owner Car Insurance?
Non-Owner car insurance provides personal injury and property damage liability coverage to people who don’t own a vehicle but drive sometimes. It may come in handy if you frequently rent cars, borrow other people’s vehicles, use car-sharing services, or need to show proof of insurance to keep your driver’s license.
RELATED STORIES: If I Don’t Have a Car, Do I Need Auto Insurance?
What Non-Owner Car Insurance Covers
Non-owner car insurance provides liability coverage if you cause an accident. It can help pay for:
Medical expenses for the driver and passengers in other vehicles involved in the accident.
Vehicle repairs or other property damage you cause to someone else.
Legal fees, court costs, and damages if someone sues you for causing the accident.
Depending on where you live and the insurer,...
Read Full Story: https://www.kbb.com/car-advice/insurance/non-owner-car-insurance/
Your content is great. However, if any of the content contained herein violates any rights of yours, including those of copyright, please contact us immediately by e-mail at media[@]kissrpr.com.