Janitor to millionaire: Invest for the long haul! - Federal News Network

If they made a movie about a government janitor who legally became a millionaire, would you see it? Would you believe it?

Believe it!

Well, while Hollywood isn’t calling (yet) we have all the materiel for such a film. At last headcount, June 30, there were 98,897 active and retired federal and military personnel with anywhere from a million to ten million dollars in their Thrift Savings Plan account. The vast majority of them are regular feds, with regular jobs who’ve been investing primarily in the stock index C and S funds during good times and bad for roughly 30 years. And that’s it. We’ve heard from many self-made TSP millionaires. All of them tell the same story. Buy and hold. Don’t panic when the market tanks. Or we have a recession. Or a world-wide pandemic.

Although most of the how-I-did-it stories are similar, they are also different. Representing different people, in different jobs, in different places. Today’s is from a fed who started as a janitor, had a plan and went over the $1 million mark in January 2018. He’s now approaching the $3 million mark.

Here’s his story:

Dear Mike,

Below are my numbers. They just keep getting better in spite of my old mistakes. In mid-January of 2018, I went over a $1M and you wrote the story. At the end of that year the market was down and I had lost on paper over $175,000. You can see the number in red for 2018. But I closed my eyes and rode it out. By the end of 2019 I had recovered all of my paper loss of $175,000 and made...



Read Full Story: https://federalnewsnetwork.com/mike-causey-federal-report/2021/08/janitor-to-millionaire-invest-for-the-long-haul/

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Source: NewsService