COLUMBUS, Ohio — A new school year is upon us and as many parents across Northeast Ohio are sending their kids off to college, they're getting an important reminder—one regarding their insurance policies. The Ohio Department of Insurance issued a reminder to parents of college students to review their policies to make sure of these three things: Their homeowner's or renter's insurance covers the student's belongings in case they are damaged or stolen from a dorm room or apartment. Their car insurance company knows if a vehicle is staying home or on campus as it can impact the premium Their health plan has been compared and contrasted to the students school health plan to determine which works better. Here's a full checklist for parents of college students from the Ohio Department of Insurance: Health Insurance Parent's policy: Insurance plan or other issuer coverage is available until the dependent reaches age 26. A student with a managed care plan away at school could be outside the medical provider network. The student may need to travel to receive routine and lower-priced in-network care. Student plan: Most colleges and universities require students to have health insurance. Students without coverage may opt to purchase a student health insurance plan. Many colleges and universities offer comprehensive plans. Dental and eye care: Routine dental and eye care generally are not included in a health insurance plan, although many colleges and universities offer dental and...
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