No driver wants to be involved in a motor vehicle accident but hit-and-runs are especially confusing because it can leave you stuck with an unexpected financial expense. However, one of the reasons car insurance is required in Maine and most other states is to protect drivers in these situations. As the victim of a hit-and-run accident in Maine, you may have to rely on your own insurance policy to cover the damage. On the other hand, causing a hit-and-run accident in Maine will likely raise your auto insurance rates.
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Hit-and-runs in Maine
A hit-and-run is defined as an motor vehicle accident in which the at-fault party leaves the scene. In many cases, a driver can be charged with a hit-and-run even if they did not cause the accident because many states have laws in place requiring parties to stop, exchange information and render assistance or call the authorities when someone is injured. According to the American Automobile Association (AAA), more than one hit-and-run occurs every minute in the U.S. Luckily, Maine is one of the states with the fewest number of hit-and-runs per 100,000 people. In fact, between 2006 and 2016, only 21 Maine hit-and-run accidents resulted in a fatality.
Maine hit-and-run laws
Typically, a driver who flees the scene of an accident does so because they want to avoid being held liable. However, it is illegal to leave the scene of an accident in most states if anyone is injured or if...
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