One of the worst parts of being in a car accident is having to deal with insurance adjusters after the accident. You know they aren’t really on your side but they try to make themselves as friendly as possible to coax you into accepting their initial settlement offer. Inevitably, the offer is made before you have even had a chance to receive most of your medical care or had the damages on your vehicle assessed. It’s certainly made before you have had the chance to recover from your injuries. How can you possibly accept an offer before you know the full extent of your damages?
Still, we sympathize with those who are tempted to accept this initial settlement offer; it’s a stressful time and you may already have medical bills piling up that you are worried about paying for. If you think you will get sucked in by talking to an insurance adjuster, know that you are not obligated to speak to them. (You are required to report your accident to your own insurance company). When you hire a personal injury attorney, they will negotiate on your behalf, deflecting the common tactics commonly used to get injured victims to settle early on.
What Should I do When an Insurance Company Offers Me a Settlement Check?
When an insurance adjuster offers you a settlement right after your accident, you should decline it under the very reasonable assumption that it is a low-ball offer. It’s very important to understand that once you have accepted a settlement offer, you can no longer negotiate,...
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