Even with the best of car insurance companies, getting caught in a hit-and-run in Iowa can be dangerous, expensive and time-consuming. These risks are one of the many reasons that most states require car insurance for all drivers. Iowa, like many states, is a torte state. This means that drivers are financially responsible for the damages that they cause with their vehicles.
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Things can be complicated, though, when you are the victim of a hit-and-run. Basic liability can’t help in these incidents unless the police can locate the at-fault driver. As a result, victims can end up paying for the repairs to their car out of pocket. However, there are some types of insurance that can help with hit-and-run costs.
Hit-and-runs in Iowa
Hit-and-runs in Iowa are defined by an at-fault driver leaving the scene of an accident that involved bodily injury without first providing their personal information. While hit-and-runs in Iowa are more common than in many states, exact numbers are hard to come by. In 2016, there were 10 hit-and-runs in Iowa that caused at least one death each. In 2019, roughly 11% of Iowa drivers were estimated to have been uninsured.
The more severe the injuries from an Iowa hit-and-run, the greater the penalties will be. The hit-and-run statute’s primary focus is on bodily injury rather than property damage. The more severe the injuries caused, up to death, the greater the consequences are. Committing...
Read Full Story: https://www.bankrate.com/insurance/car/iowa-hit-and-run/
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