Car drivers are not the only ones we should be thinking about when talking about car accidents. Passengers that are present during the accident can also sustain injuries following a car crash, from minor scratches to life-threatening wounds. Depending on the gravity of their injury, passengers can be indisposed for long periods. Nevertheless, according to Florida Law, car passengers who have been involved in a car accident are allowed to file for a personal injury claim.
If often find yourself in the passenger’s seat, here are the things you need to know:
Personal Injury Protection – Even when you are not the one behind the wheel or the owner of the involved vehicle, passengers are still covered by Florida’s mandatory Personal Injury Protection (PIP) insurance. The PIP is designed to cover the medical expenses of anyone who are involved in an auto accident according to Florida law, whether you are the driver, a pedestrian, or a passenger.
In some cases, passengers have no PIP insurance given that they do not own a vehicle of their own. When this happens, they will be covered by the PIP insurance of someone from their family. If no one in the family also has PIP, the passenger can thus file a claim on the insurance of the host driver.
Passenger VS Driver – The PIP only covers medical expenses and no other damages like lost wages. As for the other damages, passengers can file a claim against the drivers. In this case, the damages will be covered by the driver’s own insurance...
Read Full Story: https://www.justicepays.com/news/can-passengers-file-a-personal-injury-claim-in-a-sarasota-car-accident
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