Every day, an average 43 serious injuries happen in car accidents in Texas. Navigating the aftermath of a car accident can be a stressful, scary, process for many. It’s important to understand which state rules apply so that you can be prepared in the even of a car accident.
Auto Insureance Requirements in Texas
In Texas, every vehicle is required to carry auto insurance. Texas is one of a handful of states that only requires drivers to carry liability insurance. Liability insurance pays to repair the other driver’s property (or pay for medical expenses) if you caused the accident. In Texas, the minimum amounts are:
$30,000 of coverage for injuries per person,
up to a total of $60,000 per accident, and
$25,000 in coverage for property damage.
Vehicle owners who drive an uninsured vehicle can face a fine of up to $350 or more if they have previously received a citation.
Additional Insurance Drivers Should Consider Purchasing
Although only liability insurance is required in Texas, additional insurance would be recommended by any personal injury attorney. The reason is because liability insurance does not provide protection to you – the insurance holder – in the event of an auto car crash.
You should buy additional coverage that covers your injuries, your property, and your passengers in the event of an auto accident. This coverage will apply whether or not you were at fault and whether or not the other driver carried liability car insurance. In Texas, 1 in 5 drivers is...
Read Full Story: https://blogs.lawyers.com/attorney/personal-injury/texas-car-accident-insurance-coverage-requirements-69553/
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