Many people don't know the difference between a personal injury case and a workers comp case. Let's start with some basic definitions. Faruqi & Faruqi, LLP, a law firm from New York City, New York says, personal Injury cases are covered by tort law, which is an area of law that deals with civil wrongs or harms not directly caused by criminal activity. Personal injury cases typically involve negligence on the part of another party (such as corporations) to someone who has been injured due to a wrongful act or omission. In contrast, Workers' Compensation can be thought of as "no-fault" insurance for workplace accidents.
Personal Injury Cases
Personal Injury cases can seem complicated, but they are pretty simple once you break them down into smaller pieces. At their core, personal injury cases involve three things:
The incident that caused injury to your person or property
Negligence of another party in causing that accident which resulted in harm to yourself or your property
Damages sustained by that accident
Let's start with an example. You are walking down the street when a car backs out of a driveway without checking to see if anyone is behind it. The car hits you - you are injured and have medical bills for treatment. Faruqi & Faruqi, LLP says the first thing you would do is report this accident to the police department to record what happened (this helps establish evidence in court). Next, you would file a complaint with the other party's insurance company or...
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