Periodically, victims of car or truck crashes contact our law firm and ask whether they need a lawyer to bring such a claim?
From a literal standpoint the answer is no but there are a plethora of reasons why having a competent lawyer with experience in personal injury cases is enormously advantageous.
First, lay-people aren't routinely aware of the different benefits that may be available to a car crash victim. These can include ones associated with vehicle loss or damage, medical or lost income benefits and of course benefits to compensate them for their injuries, pain and suffering.
Second, benefits or coverages often overlap, such as personal injury protection ( PIP) and workers compensation and that interplay can provide some advantages that are quite nuanced. For example Maryland PIP benefits can pay medical bills and lost wages as can workers compensation, but workers compensation benefits received serve as a lien on any settlement of the underlying car crash claim.
One might ultimately elect to receive workers comp but a thoughtful analysis could reasonably result in electing PIP instead.
Third, avenues for receiving compensation are sometimes more numerous than merely pursuing liability benefits from the at-fault driver. Again as an example, if a pedestrian is struck by a vehicle they can pursue PIP benefits and liablity benefits from the at-fault driver's insurance.
Fourth, many injured people miss time from work but aren't aware of what the requirements are to...
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