Driving without car insurance in Washington, D.C. may prove costly in several ways. Fines are high and increase with the severity of a violation. Additionally, there are a number of time consuming administrative penalties imposed on someone caught driving without insurance in our nation’s capital.
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In the end, the amount of money saved by not purchasing car insurance could be quickly outweighed by the fines imposed for a violation and the challenges that come with sorting out legal requirements.
Minimum insurance required in Washington, D.C.
It is required by law in Washington D.C. that all drivers have certain minimum levels of auto liability coverage. Further, drivers must show proof of this coverage when requested by a law enforcement officer. Auto liability insurance helps to protect drivers from the financial consequences of injuring someone in an accident and causing damage to another driver’s vehicle and personal property.
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$10,000 property damage liability per accident
$25,000 uninsured motorist bodily injury liability per person
$50,000 uninsured motorist bodily injury liability per accident
$5,000 uninsured motorist property damage liability per person ($200 deductible)
Penalties for driving without insurance in Washington, D.C.
In Washington, D.C., penalties are imposed for both driving without insurance as well as...
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