MilX Analytics, led by CEO Paul Lekhnovsky and co-founded by Sergii Bielousov, reveals key shifts in YouTube creators’ payment preferences, highlighting the rise of crypto and fintech solutions over traditional banking methods.
MilX, a leading fintech platform for YouTube creators, has conducted an in-depth analysis of financial trends among content creators in 2025. Based on data from 3,138 MilX users across the U.S., EU, LATAM, and other regions, the study uncovers a significant transformation in how YouTubers receive their earnings and manage cash flow.
Key Findings from the MilX Study are the next:
1. The Decline of Bank Transfers
While bank transfers remain the primary method for large transactions, they have seen a 40% drop in volume. Creators are growing impatient with slow payouts, leading to an 8% decline in frequency.
2. The Rise of Crypto Payments
Crypto has emerged as the fastest-growing payment method among YouTube creators. Transaction volume surged 33%, with a 41% increase in the number of transactions. Stablecoins—not Bitcoin—are leading the way, with USDT (Tether) surpassing USDC (Circle) due to its higher liquidity and wider acceptance.
3. Visa/Mastercard and Payoneer Gain Ground
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Visa/Mastercard payouts saw a 17% increase in volume and a 13% rise in transaction count, reflecting creators’ need for speed and convenience.
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Payoneer saw a 5% rise in volume, with transaction count growing 39%, making it an emerging choice for frequent, smaller payouts.
4. PayPal’s Gradual Decline
Once a dominant force, PayPal’s transaction volume declined by 12%, while transaction counts remained mostly flat at +0.6%.
“YouTube creators are business owners, not hobbyists. Their focus is on speed, cost, and flexibility when it comes to payments,” said Sergii Bielousov, Co-founder & Investor at MilX. Paul Lekhnovsky, CEO of MilX Finance Hub, added that the rapid adoption of crypto and instant payment solutions reflects a fundamental shift in how digital creators approach financial management.
The study also reveals that many YouTubers are no longer willing to wait for YouTube’s standard monthly payouts and are turning to faster, more flexible financial solutions to access their earnings:
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48.3% of MilX users have used Advance Payments to withdraw future YouTube earnings early.
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19% of users unlocked up to six months of future revenue in advance.
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Instant Payments accounted for 48% of all transactions over the last nine months, with nearly half of users receiving funds within five minutes.
“YouTubers need immediate access to funds for content production, freelancer payments, and ad campaigns. The ability to access earnings instantly is becoming a necessity,” added Bielousov.
About MilX
Founded by Paul Lekhnovsky and Sergii Bielousov, MilX is a cutting-edge fintech startup backed by AIR Media-Tech, an industry leader with 30+ specialized tools and services for creators. The MilX app provides seamless financial services, enabling YouTube creators to transfer their earnings via 10+ payment methods, including crypto, P2P transfers, regular payments, and instant transactions. Download MilX for free by link.
One of MilX’s most popular features, Active Funds, allows creators to access up to six months of YouTube monetization in advance, helping them reinvest and grow their channels faster.
Press Contact:
Maryna Repekh
Marketing Manager, MilX
mrepekh@milx.app
https://milx.app
+380980107103
Website of Source: https://milx.app/
Source: Story.KISSPR.com
Release ID: 1385103